Signs That Your Business is Experiencing Cash Flow Difficulties:

User Name :		Password:

• Having difficulties meeting daily working capital requirements
• Experiencing rapid growth and in need of funds to facilitate such growth
• At or near credit limit with the bank
• At or near credit limit with suppliers
• Waiting longer and longer to get paid on outstanding invoices
• Experiencing difficulty fulfilling customer's orders
• Spending excessive time and resources trying to collect outstanding invoices

Obvious solution to the problem?
...Go and get a loan from the bank!

Common Reasons That the Bank Turns Your Business Down:

• Not in business long enough
• Balance sheet is too weak
• No hard assets to lend against
• Business too cyclical
• Ratios are not ideal
• Principals have poor credit

Not so obvious solution = FACTORING

Also known as: Accounts Receivable Financing

Factoring your receivables is much easier than you think. When you are in need of cash NOW, we can convert your
accounts receivable into cash in as little as 5 days. The process is simple.

Benefits of Factoring:

• Provides a reliable source of immediate financing which facilitates a predictable cash flow
• Decreases the business cycle – by receiving cash upon invoicing, raw materials can be ordered and new
  orders can be filled without waiting for customer payment
• Secures off-balance sheet financing – a stronger balance sheet will be beneficial when securing other
  financing or selling company
• Provides cash to negotiate better terms with suppliers (i.e. early payment discounts)
• Discontinue offering early payment discounts.
• Expands customer base (may now be able to sell to customers that require longer payment terms)
• Allows addition of bigger customers that demand payment terms (and usually place larger orders)
• Lowers overhead – outsourcing collections/credit duties

We are looking for businesses who:

• Have honest principals (note: honest does not necessarily mean strong credit)
• Sell a product or service to credit-worthy customers
• Have not pledged Accounts Receivable as collateral

If you have any questions, or would like to APPLY NOW, call 877-254-6290.

Industries that we serve:

• Manufacturing and distribution
• Trucking and Transportation
• Temporary Staffing
• Medical/Healthcare
• Service
• Agriculture and Produce
• Construction